Vision/Mission statement



As a Financier of affordable housing finance solutions, the HFC is mandated to raise funds through borrowing or other means, and to lend to the public at reasonable interest rates for house construction and renovation.


HFC aims to provide innovative and affordable housing finance solutions to the low- and middle-income housing market and to be the leading provider of integrated solutions for the acquisition,
development and improvement of property in Seychelles


HFC formulated the following measurable and impactful drivers as its 5 year strategic objectives, for the period between 2013 and 2017, to ensure and meet sustainability imperatives:

  • To provide access to economical finance for adequate and decent shelter to Seychellois
  • To focus efforts on assisting first-time homebuyers and young families.
  • To assist existing homeowners to upgrade or extend their current dwelling.
  • To expand housing finance activities, through the effective provision of housing finance solutions
  • To conduct the business activities of the HFC in a manner that ensures the continued economic sustainability of the HFC whilst promoting lasting social, ethical and environmental development


Objectives of HFCL


  • To provide access to economical finance for adequate and decent shelter to Seychellois
  • To focus efforts on assisting first-time homebuyers and young families.
  • To assist existing homeowners to upgrade or extend their current dwelling. 
  • To expand housing finance activities, through the effective provision of housing finance solutions
  • To conduct the business activities of the HFC in a manner that ensures the continued economic sustainability of the HFC whilst promoting lasting social, ethical and environmental development